IF YOU FILE CHAPTER 7 OR 13, YOUR CASE MAY BE DISMISSED WITHOUT THE FOLLOWING:
1. Filing fee of $274 (Chapter 13) or $299 (Chapter 7). You may ask the Bankruptcy Court for permission to pay the fee in installments by filing a signed application for Court approval. Fed.R.Bankr.P.1006(b).
2. Voluntary Petition (Official Form 1).
3. Certificate of Credit Counseling. (Or § 109(h)(3) certification or § 109(h)(4) request). Must be filed WITH the petition. Fed.R.Bankr.P. 1007(b) & (c).
4. Statement of Social Security Number (Official Form 21). Must be filed WITH the petition. Fed.R.Bankr.P. 1007(f).
5. Names and addresses of all creditors of the debtor ("Creditor Matrix"). Fed.R.Bankr.P.1007(a)
6. Notice to Individual Debtor with Primarily Consumer Debts under 11 U.S.C. § 342(b), if applicable. Must be filed with the petition or within 15 days. 11 U.S.C. §§ 342(b); 521(a)(1)(B)(iii);707(a)(3).
7. Statement of current monthly income (Official Form 22C). Must be filed with the petition or within 15 days. Rule 1007, Fed.R.Bankr.P. (In order to prepare Part I of this form, each person filing will need to have copies of their pay stubs or other evidence of income for the six (6) month period preceding the bankruptcy filing)
8. Schedules of assets and liabilities (Official Form 6). Must be filed with the petition or within 15 days. Fed.R.Bankr.P. 1007(b) & (c).
9. Schedule of executory contracts and unexpired leases (Schedule G of Official Form 6). Must be filed with the petition or within 15 days. Fed.R.Bankr.P. 1007(b) & (c).
10. Schedules of current income and expenditures (Schedules I and J of Official Form 6). Must be filed with the petition or within 15 days. 11 U.S.C. § 521(1) and Fed.R.Bankr.P. 1007(b) & (c).
11. Statement of financial affairs (Official Form 7). Must be filed with the petition or within 15 days. Fed.R.Bankr.P. 1007(b) & (c).
12. Copies of all pay stubs or other evidence of income received by the debtor within 60 days before the filing of the petition. To be provided to the Chapter 7 or 13 Trustee no later than 7 days before the first meeting of creditors.
13. Copies of the most recently filed tax returns. To be provided to the Chapter 7 or Chapter 13 Trustee no later than 7 days before the first meeting of creditors.
14. You must appear at the first meeting of creditors or your case may be dismissed. For Chapter 13 the following are also required:
15. Independent evidence of valuation, copies of deeds, Declaration of Homestead, and insurance binders for all real estate. To be provided to the Chapter 13 Trustee on or before the first meeting of creditors.
- Chapter 13 Plan. Must be filed with the petition or within 15 days thereafter. Fed.R.Bankr.P. 3015.
Contact Mooney McGinn LLP
Mooney McGinn LLP has two Massachusetts offices to serve our clients - in Danvers and in Cambridge. We offer an initial phone consultation to all new clients.
Call our attorneys in Cambridge at 617-245-8080, in Danvers at 978-767-4221, or contact us by e-mail via the Contact Us page.
